Atlanta Auto Policy Claims Attorney
As a motorist, you know the importance of complying with Georgia law on auto insurance requirements and paying your premiums on time every month. For this reason, it can come as a shock to find that your insurance company denies your lawful claim under the policy provisions. You’re a customer that has a valid contract with the insurer, so you expect that the company will honor your auto policy claim. However, disputes can often arise when insurers act in bad faith and offer no reasonable explanation for the rejection.
Our lawyers at the Carroll Law Firm LLC understand that a wrongful denial of your car insurance claim is frustrating, and can put you in a difficult financial position. We’re dedicated to representing insureds and holding insurance companies accountable for bad faith acts under Georgia law. Please contact our firm to schedule a no-cost consultation with an Atlanta auto policy claims attorney today. Some background information may also be helpful.
Overview of Auto Insurance Claims in Georgia
When you’re filing a claim with your own car insurer, you’re in the position of a first party since you have a direct contractual relationship. You might seek payment under your policy if:
- A covered vehicle was damaged and you carry collision and/or comprehensive coverage;
- You were injured in an accident and you file a claim under your Personal Injury Protection (PIP) policy, perhaps because you were at fault; or,
- You were involved in an accident with an uninsured motorist.
Why Your Insurance Company May Deny Your Claim
There are legitimate reasons an insurer might refuse to pay, but there are some insurance providers that put their own interests first. Your claim is a threat to its bottom line, so your company may allege that the losses are excluded by your policy language or that the damages are less than what you claim. In some cases, you’ll receive word from an “independent” expert that determines your insurer doesn’t have to pay.
Unlawful Denial is Insurance Bad Faith
When your insurance company wrongfully rejects or unreasonably delays payment, the circumstances may trigger Georgia’s statute on bad faith insurance claims. You do have options under the law, including recovering the claim amount, damages in excess of $5,000, and legal fees. Our attorneys at the Carroll Law Firm LLC will fight to get the full range of remedies you deserve by:
- Going over your insurance policy terms to determine coverage;
- Investigating the circumstances behind your claim and the purported denial;
- Negotiating with your insurer to obtain payment on your claim; and,
- Litigating your case, if your insurance company refuses to negotiate in good faith.
Speak to an Atlanta Auto Policy Claims Lawyer for Free
As you can see, it’s wise to retain experienced legal counsel to enforce your rights when your car insurance provider engages in bad faith by denying a lawful claim. To learn how we can help, please contact the Carroll Law Firm LLC at 404-816-4555. We can set up a complimentary appointment to assess your situation and discuss your legal options.