Atlanta Insurance Liability Claims Attorney
Georgia individuals and business owners purchase insurance to safeguard their interests and, as in the case of auto insurance, because it’s required by law. Essentially, you want to ensure that you don’t suffer personal exposure in the event of unforeseen circumstances. However, keep in mind that you’re also paying for protection against insurance liability claims of others. If you’re legally accountable to another person or entity, you expect that your insurance company will comply with its duty to defend your interests. You could face a tremendous amount of risk when your insurer refuses to do so, which may amount to a form of misconduct termed “bad faith.”
Fortunately, Georgia law provides you with legal options if your insurer doesn’t adhere to its obligations under your liability insurance policy. The process is extremely complicated, which is why it’s wise to trust our team at the Carroll Law Firm LLC to enforce your contractual rights. Please contact our office to schedule a no-cost consultation with an Atlanta insurance liability claims attorney right away. You might also benefit from reviewing some background information.
Common Disputes Regarding Insurance Liability Claims
You could encounter difficulties in getting your insurer to pay a claim arising out of various scenarios, such as:
- You’re at fault in an injury-causing car accident, and the victim files a third-party claim with your insurance company to obtain compensation for his or her losses.
- There’s an accident on your property, and you’re responsible as the owner. The victim might seek damages under your casualty and liability insurance, also a third-party claim.
- You’re involved in an auto crash while driving your company vehicle, due to your own negligence. The victim could file a claim through your commercial fleet insurance coverage.
Bad Faith in Insurance Liability Claims
You may not be directly involved in the claims process between your insurer and the victim; however, you most definitely have an interest in making sure your insurance company properly handles the claim. If it doesn’t, you are directly exposed to risk because the victim could come after your own personal and/or business assets.
When the insurer engages in negligence, fraud, or other misconduct in processing the third-party claim, the actions may constitute bad faith insurance practices. As an insured individual or business, you may be entitled to remedies under Georgia’s statute on bad faith insurance claims. Our lawyers at the Carroll Law Firm LLC will pursue the insurance to recover:
- Payment of the covered losses sought by the third-party claimant;
- Damages amounting to half the covered losses or $5,000, whichever is greater; and,
- Any attorneys’ fees, legal costs, and other amounts you expend through your efforts.
Consult with an Atlanta Insurance Liability Claims Attorney About Your Remedies
Any insurance-related matter can be complicated, but the challenges involved with Georgia insurance liability claims can be overwhelming if you don’t have a legal background. Instead of putting your rights at risk, allow our lawyers at the Carroll Law Firm LLC advocate on your behalf. Please contact our Atlanta, GA office at 404-816-4555 to set up a free consultation today.